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List of the catalogue of this article:

• 1, What kind of car insurance should I buy?
• 2, 4 insurances that vehicles must buy?
• 3, Car insurance How to buy the most reasonable insurance
• 4, How to buy car insurance
• 5 、How to buy car insurance more cost-effective

What kind of car insurance should I buy?

1. Vehicle insurance generally requires traffic insurance, vehicle loss insurance, third-party liability insurance, vehicle stop loss insurance, and scratch insurance. Among them, traffic insurance is a must-buy insurance according to national law. Traffic enforcement insurance Traffic enforcement insurance (full name compulsory motor vehicle traffic accident liability insurance) is the first compulsory insurance system in China prescribed by national law.

2. Traffic enforcement insurance Traffic enforcement insurance is the basic type of insurance in vehicle insurance. It is compulsory insurance, and all private cars must be purchased.The main function of traffic enforcement insurance is to compensate for third parties' casualties, property losses and other related expenses in traffic accidents.

3. Generally, car damage insurance, third-party liability insurance, car personnel liability insurance and their additional insurance will be purchased. Commercial vehicle insurance: including vehicle damage insurance, third-party liability insurance, vehicle personnel liability insurance and additional insurance, which provide protection for the vehicle itself, the third party in the accident, the occupants of the vehicle, the absolute deductible and the scratch insurance of additional insurance.

4. You can buy three types of car insurance: traffic insurance, three-party insurance and car damage insurance. The following is a specific introduction to car insurance: Traffic enforcement insurance: Traffic enforcement insurance is the insurance that every car owner must buy according to law. When a vehicle has a traffic accident, it can have the most basic insurance claims.

5. Vehicles generally buy traffic insurance and commercial insurance. Commercial insurance includes vehicle damage insurance, three-party insurance, non-deductible, etc.

4 insurances that vehicles must buy?

1. The 4 insurances that must be purchased for a car are: traffic enforcement insurance, third-party liability insurance, vehicle personnel insurance, and non-deductible insurance.

2. The four types of insurances that vehicles must purchase are: traffic compulsory insurance: traffic compulsory insurance is compulsory insurance purchased by the state. It is a compulsory liability insurance in which the insurance company compensates for the casualties and property losses caused by the insured motor vehicle due to road traffic accidents within the liability limit, but does not include the personnel on the vehicle and the insured.

3. The 4 types of insurance that must be purchased for car insurance are: traffic enforcement insurance. It is a compulsory insurance, and the owner of the car must insure his motor vehicle. If the owner drives on the road without buying traffic insurance, he will be severely punished after being investigated and punished by the traffic management department.And without purchasing traffic insurance, motor vehicles cannot be inspected annually.

4. Theft and robbery insurance can provide funds for the car owner. In summary, although there are many types of car insurance, traffic enforcement insurance, third-party liability insurance, vehicle damage insurance and theft insurance are the four most necessary types of insurance. When purchasing car insurance, car owners need to carefully consider their actual situation and protection needs, and choose a car insurance plan that suits them.

How to buy car insurance in the most reasonable

Buy the most suitable car insurance method: first buy traffic insurance; full third-party liability insurance: all car insurance types of third parties are the most important.

The most cost-effective way to buy car insurance 1 Be sure to choose a regular insurance company 2 Traffic insurance is a mustThe insurance types that must be bought are also important to be considered regardless of deductible for car damage. Of course, there are many types of insurance, such as a series of additional insurances such as wading insurance, spontaneous combustion insurance, theft and robbery insurance, because the actual probability of occurrence is negligible.

If the car owner usually drives less often, you can choose insurance based on third-party liability insurance. If the owner often needs to pass through traffic jams when driving, it is recommended to buy separate glass breakage insurance. This kind of insurance is more comprehensive and can be selected according to different situations.

You can not buy scratch insurance, spontaneous combustion insurance, wading insurance and non-deductible insurance. The car owner can choose according to his own financial ability. The second purchase channel is the most cost-effective. The price of car insurance purchased on the official website of the insurance company is the most cost-effective. Generally, it is 15% or 30% cheaper than the purchase through normal channels. Secondly, you can choose a phone car. Risk or go directly to the insurance.

The first method: compare the quotations of different insurance companies. Consumers can enter vehicle information and personal information through the official website of the insurance company or the website of a third-party insurance company to obtain quotations from different insurance companies. Compare the prices and insurance terms of different car insurance companies, and you can choose the most suitable insurance plan for yourself.

How to buy car insurance

Car insurance can be purchased mainly through 4S stores, insurance company business hall, insurance company official website and telephone. If you are not familiar with driving skills and the value is in the middle and low gear, choose a higher third-party liability insurance, and the vehicle personnel liability insurance is more comprehensive. I am not familiar with the driving skills, and the cost of vehicle wear is moderate.

There are many types of car insurance, thisBuy samples to avoid stepping on the pit. As there are more and more vehicles on the street, the probability of traffic accidents is also increasing. In order to protect ourselves, we will choose to buy insurance for vehicles.

I don't think it's cost-effective to buy all of them, but it's not so reassuring not to buy them. Therefore, it is very necessary to understand the function and purchase needs of car insurance, so as to save money and rest assured.

How to buy car insurance more cost-effective

1. The first method: compare the quotations of different insurance companies. Consumers can enter vehicle information and personal information through the official website of the insurance company or the website of a third-party insurance company to obtain quotations from different insurance companies. Compare the prices and insurance terms of different car insurance companies, and you can choose the most suitable insurance plan for yourself.

2. Compare more, choosing full insurance is also a good choice. When buying insurance, compare the prices and services of several insurance companies to find a suitable insurance plan for yourself. Generally speaking, full insurance is the most comprehensive, but the premium is higher. But sometimes, choosing full insurance may be more cost-effective than choosing individual insurance.

3. How to buy car insurance in the most cost-effective way? Novice plan: compulsory insurance + car damage insurance + third-party liability insurance + vehicle personnel liability insurance + non-deductible insurance + separate glass breakage insurance + scratch insurance + can't find a third-party special insurance; this plan is relatively expensive, but it can not only compensate others, but also accidentally commit Mistakes can also protect your own losses.